Please, Don’t “Save” For Retirement!

Lemmings Will Never Be Financially Independent!

Most books about personal finances repeat the same mantra: “max out your retirement accounts every year, and you’ll be able to retire comfortably at 65.” I don’t know about you, but I don’t want to live my entire life preparing for age 65—I don’t have that kind of patience! Continue reading “Please, Don’t “Save” For Retirement!”

Don’t Spend It Until You Earn It—Twice

I think we all want to develop abundance in life—abundant joy, abundant fulfillment, and abundant wealth. I’m highly unqualified to discuss the first two areas, but it doesn’t take a counseling degree to observe that few people have abundant wealth. In fact, most spend their lives in a cycle of financial scarcity. Continue reading “Don’t Spend It Until You Earn It—Twice”